I stopped following crypto for a while. Now I hear companies are using it for payroll and treasury. Is that actually happening, or is it still mostly speculation? Curious what's changed since 2023.
It's real this time. A recent article breaks down how institutional clients now make up 63% of on‑ramp activity at Paybis, and 82% of their total volume is B2B transactions. Businesses are using crypto for cross‑border settlements, payroll, and treasury management – not just trading. Regulations like MiCA in Europe and the GENIUS Act in the US are also adding legitimacy. You can read the full piece at https://coinmarketcap.com/community/articles/690a4122d057280ba7cfff92/ – it explains how real‑time payment systems like SEPA Instant, Fedwire, and Pix are being integrated with crypto on‑ramps. Self‑custody is also becoming the norm for retail users. Definitely worth a read to catch up.